What I teach
Mix and match for a 2-hour session, half-day, or full-day curriculum. Every module uses real-world examples, plain English, and audience interaction.
The single most powerful force in personal finance. We break down the Rule of 72, walk through real doubling examples, and show why a dollar invested at 22 is worth far more than ten dollars invested at 42. Time is the asset—this module proves it.
A focused 40 to 60 minute module that ties the four money basics together: building a simple durable budget, understanding credit vs debit cards, growing your credit score, and choosing the right strategy to get out of debt. Practical, plain English, and immediately usable.
What is FICA, why is your first paycheck smaller than you expected, and what does withholding really mean? We decode the W-2, the W-4, and the refund myth so you can keep more of what you earn and never get blindsided by April again.
Scholarships, grants, work-study, federal loans, private loans—each has wildly different long-term costs. We map out the smart order to use them, when community college is the better math, and how to graduate without a six-figure mortgage on your future.
The honest math behind one of the most emotional decisions you'll make. We compare total cost of ownership against renting in your zip code—taxes, maintenance, opportunity cost, and flexibility—so the answer comes from a spreadsheet, not from pressure.
Pre-approval, offers, inspections, closing costs, and the negotiation moments most first-timers miss. Whether it's your starter home or your fifth move, we walk through the full transaction so you protect your money and your sanity.
Cars are where good budgets quietly go to die. We break down depreciation, financing tricks, lease math, and the total cost of each path so you can pick the option that matches your life today—not the one the dealer wants you to pick.
Auto, renters, homeowners, health, life, and umbrella—each protects something specific, and most people are quietly under- or over-insured on at least one. We cover what every household actually needs, what to skip, and how to read a policy without falling asleep.
Stocks vs bonds, index funds vs picking, dollar-cost averaging, and why the boring portfolio almost always wins. We strip the jargon out of investing so you can open an account, fund it monthly, and stay invested through the headlines that scare everyone else off.
401(k), Roth IRA, traditional IRA, employer match, HSA—each has a role and a sequence. We map the order to fill them, how much to save at each life stage, and what "enough" actually looks like, so retirement becomes a plan instead of a hope.
An optional module geared more toward adults than high schoolers. Wills, beneficiaries, powers of attorney, and basic trusts, explained without legalese, so your family is protected and your wishes are clear when it matters most.
Beyond the classroom
Personalized 1-on-1 sessions where we look at your real numbers and build a plan tailored to your situation. Virtual or in-person, with follow-up support between meetings.
Keynotes that blend humor, audience interaction, and the math of compound interest. Perfect for schools, churches, homeschool co-ops, and businesses.
Who it's for
High schools & colleges
Families & homeschool co-ops
Churches & faith groups
Businesses & teams
North Houston events have no travel fee. Elsewhere, only economical travel expenses apply.
Plan your session